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Payday Loans

Killing Payday Loans through Payroll – Peter Briffett – #023

Payday Loans

“Killing Payday Loans through Payroll” – This episode of The Payroll Podcast is with Peter Briffett, CEO and Co-Founder of Wagestream.

Payday Loans are a reality for many of the 13 million Brits living in poverty right now and it is a constant cycle. Too many people are living payday-to-payday which results in high-stress, anxiety and often, high-cost credit.

Peter is the man behind the start-up business, Wagestream which promises will kill off the payday loan sector and end the ‘payday loans poverty cycle’.  Wagestream aims to achieve this by working with employers to give its employees the power to stream their earned wages into their accounts whenever they need it through a simple, instant app – effectively ending the need for people to take on high-cost short-term payday loans when they face unexpected financial obligations.  But how does it work? Find out by listening in to this episode of the Payroll Podcast…

Peter’s businesses have featured in the Sunday Times Tech Track 100 Ones to Watch, WIRED Europe’s 100 Hottest Start-ups and Forbes Hottest Global Start-ups and have achieved numerous awards.

Wagestream, Peter’s latest business that aims to kill the payday loans and end the poverty pay cycle has already received praise from Zuckerberg, Bezos & Gates who, following the collapse of Wonga Payday Loans; decided to back Wagestream as a better and more ethical alternative which eliminates the need for people with bad credit to rely on loans with predatory interest rates.

Peter’s business Wagestream are offering a “next-gen” payroll solution with a credible mission statement which is to eliminate the payday poverty cycle.  Exactly how this is achieved, we will discover during the course of this podcast but suffice to say, Wagestream essential allow employees to have the flexibility to stream their earned wages into their accounts whenever they need or want it.

In this “Killing Payday Loans through Payroll ” episode of the Payroll Podcast, we discover

  • How Wagestream intends to kill of payday loans and end the poverty pay cycle?
  • If employees have access to pay earlier in the payment cycle, could this affect their ability to budget correctly, leaving them short for when the end-of-the-month rent or mortgage payment is due?
  • How does the Wagestream application work and how does it provide employees with instant payroll capabilities without placing additional debt or financial burden on the employee?
  • What impact could Wagestream have on Payroll departments’ day-to-day workload?
  • Will Wagestream affect the way payslips are distributed?
  • How can Wagestream help improve employer performance in relation to Mental Health?
  • Why employers have a corporate responsibility to help employees in debt and assist with ending the payday loan cyle?
  • How should payroll managers approach implementing new technology such as Wagestream?
  • How has Wagestream managed to boost motivation, productivity and improving employee retention?
  • Can Wagestream help with recruitment or brand attraction?
  • How complicated is it for a payroll manager or business owner to implement the Wagestream solution?

Access the websites and links referred to in this “Killing Payday Loans through Payroll “ episode below:

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THE PAYROLL PODCAST.  A NICHE PODCAST FOR A NICHE PROFESSION. SUBSCRIBE TODAY!

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The Payroll Podcast was the first podcast produced exclusively for the UK and broader global payroll community, and we have one primary aim.  This aim is to speak with payroll industry experts that can help us to cut through complex International payroll legislation, technology solutions and International compliance affecting global payroll operations and teams so that you, as a payroll professional, can utilise this expertise to improve your own payroll department.

We journey through subjects complex payroll issues ranging from killing Payday loans to GDPR; Robotic Process Automation; Payroll News, Blockchain Technology to Artificial Intelligence; Wellbeing to Compliance; Payroll Control Frameworks to International Payroll Legislation and more!  Discover how training, workplace psychology and career planning can also impact on your payroll operation.  This Payroll Podcast attempts to tackle all of these subjects with industry leading expertise and a little bit of humour too!

We live in a competitive world with dynamic global workforces and rapidly advancing technologies.  Let’s embrace these changes and develop strategies together to raise the profile of payroll worldwide.  Subscribe to the Payroll Podcast today and never miss a future episode.

In the meantime, if you have any Payroll recruitment requirements that JGA Payroll Recruitment Services can assist with, please do reach out to me at Nick@jgarecruitment.com and quote “The Payroll Podcast” to receive a 20% discount on all Terms of business).   Contact us today to find out more  |  Tel: 01727 800 377  |  Email Nick@jgarecruitment.com

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We need your support!

This Payroll Podcast is a niche podcast, therefore, if you like the show, please subscribe to it, review it (on iTunes) and please, please share it with as many of your payroll colleagues as possible!

Finally, My name is Nick Day and I am a specialist Payroll Recruiter.  If you need support with any payroll related vacancy, please get in touch as I would love to help.  If you quote “The Payroll Podcast” I will give you 20% discount on our JGA Recruitment Terms of business.

Contact me today to find out more.
Tel: 01727 800 377.
Email Nick@jgarecruitment.com

Wellness Hari Kalymnios

Wellness and Working Well by becoming “Super-Human” – with Hari Kalymnios. #04

Working Well Hari Kalymnios ThumbnailHari Kalymnios is a wellness expert and author of three thought-jarring books – “The Thought Gym”, “The Super Journal” and more recently, “Working Well“.

With Health Awareness month upon us, I felt that this would be a great time to release this podcast as I get to witness first-hand just how stressed payroll and HR professionals are right now and I appreciate the pressures you are facing. In fact, the reality is that across all professions of the industry many employees are working under increased levels of stress.

We are in the grip of a stress epidemic.

However, there is hope! In this episode of the Payroll Podcast, Hari offers efficient and practical steps for changing habitual patterns that may be affecting our state of wellbeing. You will hear about several strategies you can implement right not to improve your wellness.

As our lives get busier and busier, boundaries between work and leisure blur and we spend less time thinking about what we’re putting our bodies through. If you work in payroll or HR, you are probably reading this and thinking “that’s me”!

The reality is that this fast-living is resulting in a pandemic of ‘ill-being’: from general weariness and ‘feeling under the weather’ to prolonged bouts of sickness, lethargy and sharp increases in stress, depression and mental health issues. Cardiovascular diseases, cancer, diabetes and chronic lung diseases are now the four main causes of non-communicable disease death, making up around 70% of all deaths (around 17 million) across the world each year. By the year 2030, the figure will top 24 million.

The way we’re working isn’t working.

Hari teaches listeners on the Payroll Podcast how they can “unlock your inner superhuman” and be “on point” – mentally, physically, emotionally and spiritually so you can be the best payroller, HR leader, entrepreneur, employee, colleague, parent, friend or human that you can be. To do this Hari shows you how first, you can need become the master of yourself.

Changing your thinking is the first step towards any change – especially if you want to achieve high performance.

Hari has trained corporates and entrepreneurs across the world to help them achieve improved focus, productivity, resilience, relationships, happiness, health, vitality and energy.
Here is what Phil James (https://twitter.com/philjms), CEO of the Institute of Leadership & Management had to say about Hari’s most recent book, “Working Well“:

“It’s time we took ourselves, that is our mind and bodies more seriously. Working Well asks us to do just that. Read this book, crease its pages, wear it out, share it and most of all act. Do something different and start working well today.”

To find out more about Hari Kalymnios: http://harikalymnios.com/

Hari puts it like this – “train the mind…and the rest will follow”.

The Payroll Podcast. For Payroll Professionals. Subscribe Today!
The Payroll Podcast has a primary aim. To cut through the confusing legislation, technology and compliance issues that can affect a payroll operation and provide practical tips and advice that you can implement immediately. Over the coming weeks, we will journey through subjects such as GDPR, workplace wellbeing, SaaS, global payroll compliance, leadership, recruitment, best practice, workplace psychology, payroll training, process improvements and career planning and who knows what else! I try to do it with a little bit of humour and with information that I hope can make your payroll function better!

Featuring many industry leaders, interviews will include meetings with Global Payroll Directors, Payroll Trainers, Payroll Managers, Payroll Software Professionals. However, we will also be speaking with Wellness-at-Work Practitioners, HR Managers, the HMRC, CEO’s, Recruiters and even Talent and Leadership Psychologists!

This is a niche podcast so if you like the show please subscribe to it, review it (on iTunes) and please, please share it with as many of your payroll colleagues as possible!

If you wish to get involved with the Payroll Podcast or indeed if you would like to suggest a topic or tell us what you think about it then please email me at Nick@jgarecruitment.com – I would love to hear from you!  You can also Tweet us with your comments!

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Thanks for listening!